The Giant Pool of Money on NPR deconstructs the current crisis piece by piece.  If you want to understand what happened, then you absolutely need to listen to this radio segment.  Trust me, it’s worth it and understanding what happened is very important, because right now there is a counter narrative building.  There’s a small but vocal minority who want to tell you that the current crisis can be laid at the feet of minorities and the Democrats who helped ensure that they wouldn’t be discriminated against by lenders.  That kind of bullshit can not be allowed to go unchallenged.